Insurance Outsourcing Services for Agents, Brokers, Carriers
750+ insurance pros across 6 global offices
100+ clients in global P&C insurance industry
350+ CPCU-certified industry experts in insurance
Trusted by leading P&C carriers and agencies

Struggling With Outdated Insurance Back-Office Services?
Manual policy checking, backlogged renewals, and fragmented reporting slow down agencies during peak season. Here is how we solve it.
Real Capacity for Your Insurance Operations, Without the Overhead
Renewal backlogs, unmanaged claims documentation, and commission reconciliation eat valuable broker hours. Tammina Insurance Services lifts that workload off your desk.
Operating directly within your agency management system, our seasoned specialists handle end-to-end policy administration and claims management to carrier-grade accuracy standards.
Achieve measurable turnaround-time reductions across renewals, endorsements, and claims processing, tracked and reported monthly while you focus on client relationships.
Partner with us today to close your operational capacity gap.
Know MoreWe Offer Tailored Insurance Outsourcing Services!
Personalized solutions for every industry segment—working as a resourceful extension of your in-house insurance operations.
Agents & Brokers
We handle policy checking, renewals, and new business submissions, keeping clients satisfied with accurate, fast turnaround.
MGAs & Wholesalers
We manage underwriting support and binder processing, keeping you fully compliant and efficient so you can scale binding authority.
Insurance Carriers
Get better outcomes with our comprehensive policy lifecycle and claims support. We streamline high-volume operational workflows.
Reinsurance Companies
We analyze complex treaty risks carefully, process loss bordereaux, and follow statutory regulations to keep your business safe.
InsurTech Firms
Improve outcomes by letting us handle claims and policy administration. We enhance turnaround with scalable tech-enabled outsourcing.
Captives
We help manage specialized risks and provide structured back-office support across daily insurance accounting and administration.
Excellence | Personalization | Expertise
Policy Management
Our multi-point automated policy audit compares newly issued carrier policies against bind orders, quotes, and proposals with extreme precision. We pinpoint coverage limits, deductibles, endorsements, and exclusion discrepancies immediately to shield your brokerage from costly E&O liability while accelerating delivery to your policyholders.
Certificate of Insurance (COI)
Eliminate operational delays during peak renewal windows with dedicated certificate issuance teams. We review contracts, pull loss-run schedules 90 days prior, process renewal quotes, and issue Certificates of Insurance (COIs) within 2 hours, ensuring constant commercial policyholder compliance and higher retention rates.
Underwriting Support
Empower your underwriters to focus on complex risk pricing and profitable binding. Our back-office analysts scrub incoming ACORD submissions, verify property exposures, verify appetite guides, run motor vehicle and loss-history reports, and populate rating matrices directly into your Agency Management System.
Employee Benefits Support
Keep your producers and account managers focused on strategy and client relationships while our benefits-trained team handles execution. We manage group setups, open enrollment surges, new hire/termination eligibility processing, census prep, quote comparisons, and monthly carrier premium reconciliations without platform changes.
Commission Management
Reconcile carrier direct-bill and agency-bill statements without wasting broker hours. Our finance specialists match carrier downloads against production ledgers, calculate internal producer commission splits accurately, resolve billing discrepancies, and keep agency fiduciary balances compliant.
Your Operations. Our Responsibility.
A dedicated insurance team that gets the work done — accurately, securely, and on time.
WORK COMES IN
New Business
Submissions & Quotes
Policy Servicing
Endorsements & Changes
COIs & Loss Runs
Certificates & Documents
Renewals
Policy Review & Remarketing
Billing & Commissions
Invoicing & Reconciliation
Claims & Underwriting
Research & Document Prep
Your Extension Insurance Operations TeamDELIVERED BACK
Accurate & Ready
Back in your system
On Time
As per agreed turnaround
Quality Reviewed
By experienced team
Scalable Support
As your business grows
Why Choose Tammina’s Employee Benefits Outsourcing Services
Benefits Operations That Keep Your Team Focused on Clients
Enrollment & Eligibility Processing
End-to-end management of group setups, seasonal open enrollments, qualifying life events, and carrier portal rosters.
- ✓ New group setup, open enrollment processing & waiver tracking
- ✓ New hire, termination & QLE dependent eligibility changes
- ✓ Direct carrier portal submission & confirmation tracking
Pre-Renewal & Quoting Support
Accelerate renewal timelines with formatted employee censuses, policy document retrieval, and multi-carrier quote comparisons.
- ✓ Clean census formatting & historical experience data support
- ✓ Carrier RFP distribution & side-by-side plan comparisons
- ✓ Renewal proposal decks ready for producer & client review
Billing Reconciliation & Compliance
Audit monthly carrier premium statements against active rosters, resolve premium variances, and stage ACA/COBRA records.
- ✓ Carrier invoice reconciliation vs. active enrollment logs
- ✓ Terminated employee credit tracking & carrier follow-ups
- ✓ ACA data staging, COBRA documentation & notice tracking
Group Enrollment & Roster Management
Specialists processing employer-group life events, open enrollment spikes, and carrier updates inside your agency workflows.
Extension of Your Staff
Multi-Tier Review
Census Preparation & Market Quoting
Freeing account managers from repetitive quote chasing and manual comparison spreadsheets.
Client-Ready Decks
Zero Producer Bottlenecks
Monthly Premium Audit & Compliance Data
Rigorous reconciliation between carrier billing and active rosters to prevent overpayment and compliance exposure.
Complete Documentation
Active Carrier Credits
Your workflows. Your systems. Our benefits-trained teams — no platform replacement required.
Maximize Operational Value with Strategic Outsourcing
Scale your agency with expert back-office support, unmatched accuracy, and built-in efficiency.
Cost Savings
- Lower Operational Costs: Tammina Insurance Outsourcing Services eliminates costly in-house setups, saving you significant expenses.
- Economies of Scale: High-volume P&C operations reduce per-policy costs, maximizing value.
Expertise Access
- Industry Experts: Onboard true industry specialists with deep understanding of global insurance workflows.
- In-Depth Knowledge: Dedicated experts handling policy checks, endorsements, and schedules.
Focus Retention
- Core Focus: Free up in-house staff to concentrate on client relationships, underwriting, and renewals.
- Strategic Growth: Offload administrative routines to unlock capacity for sales and expansion.
Scalability
- Scalable Strategies: Flexible capacity designed to absorb peak renewal loads effortlessly.
- Customized Delivery: Built to match your agency management systems and unique operational playbook.
Compliance Accuracy
- Regulatory Monitoring: Strict compliance alignment across state and carrier requirements.
- Quality Audits: Multi-point quality assurance to ensure data integrity and zero issuance errors.
Client Satisfaction
- SLA Delivery: Fast certificate turnaround and seamless endorsement delivery to keep clients happy.
- High Standards: Transparent turnaround tracking reported monthly to ensure operational excellence.
Expert Insurance Outsourcing Services for the Insurance Industry
Dedicated Professionals Committed to Your Success
At Tammina Insurance Services, we provide complete outsourcing solutions for the insurance industry. Our expert team handles complex processing tasks in Property and Casualty (P&C) Insurance, Life Insurance, Health Insurance, and Employee Benefits Insurance. We help your business operations run smoothly and save money for the long term.
Property & Casualty Services
We manage all policy details, claims processing, and risk documentation for insurance companies, letting them concentrate on what they do best.
Employee Benefits Services
Let Tammina Insurance Services manage your employee benefits. We handle health plan enrollment, benefits reconciliation, and claims processing for you.
Life & Health Services
We offer outsourced services for life and health insurance policy administration, enrollment, and claims, improving your company's efficiency.
Testimonials
Results Speak Louder Than Words...
We take pride in delivering premium quality service with enhanced experience within a very quick turn-around time...Everytime
Give Us a Thumbs Up!“As a $5M P&C agency owner, I used Tammina Insurance Services for a year. Their team of two handles most of my back-office tasks, including monthly transactions, producer commissions, reports, and marketing projects. They also assist with quoting for both commercial and personal lines.”
“In our industry it is very difficult finding good help. Trust and relationships are everything and you do not want to ruin your credibility. We have worked with other outsource channels and they were not successful because they were not tailored to suit our needs. They were cookie cutter not custom tailored.”
“Working with Tammina Insurance Services has been great. My accounting department's biggest time burner used to be reconciling. Tech Tammina has provided relief with this task, saving us valuable time and resources. This has been a nice working relationship. Thank you Tech Tammina Insurance Team.”
“Tammina Insurance claims handling team has exceeded our expectations. Their expertise and efficiency in processing claims has resulted in faster claim resolutions and improved customer experience.”
“Tammina Insurance commission management system has simplified our complex commission calculations. Their accurate and timely reports have saved us countless hours and reduced errors.”
“Tammina Insurance underwriting support has been invaluable to our agency. Their analysts review guidelines, scrub incoming submissions, and assemble accurate rating files with precision and quick turnaround.”
Insurance Operations & BPO Insights
Everything agencies, brokers, MGAs, and carriers need to know about scaling capacity, integrating workflows, and outsourcing back-office operations with Tech Tammina.
Have a specific workflow question?
Our insurance operations team is just a message away.
Talk to Our TeamInsurance BPO is when an insurance organization delegates recurring, high-volume back-office operations — such as policy processing, certificate issuance, renewals, and commission reconciliation — to a dedicated, specialized external team. Tammina acts as an integrated extension of your existing staff, working directly inside your procedures and platforms rather than acting as a distant, detached vendor.
Yes. Our teams stay current with state-level insurance guidelines and carrier-specific submission protocols. We integrate multi-tier quality assurance reviews into every operational workstream to ensure all policy checks, endorsements, and filings are completed accurately, compliantly, and within established turnaround windows.
We support Property & Casualty (Commercial and Personal P&C), Employee Benefits, Life, and Health. Our trained specialists manage tasks ranging from ACORD intake and underwriting support to open enrollment rosters, QLE changes, and commission reconciliation across all four sectors.
We operate directly inside all leading industry Agency Management Systems, including Applied Epic, Vertafore AMS360, Sagitta, and HawkSoft, as well as major carrier portals and proprietary document systems. There is no software installation, no platform migration, and no alteration to your existing technology stack.
We begin by analyzing your workflows, standard operating procedures, and platform permissions during an initial onboarding window. From there, we assign an insurance-trained dedicated resource or team that integrates directly into your daily queues, handling routine transactions against defined turnaround times and audited quality standards.
Data security is non-negotiable. Client data is handled under comprehensive confidentiality agreements (NDAs) using role-based access control, encrypted environments, secure VPN tunnels, and verifiable audit trails on every transaction — adhering strictly to U.S. insurance regulatory and compliance protocols.
An in-house back-office requires continuous recruiting, training, salary overhead, benefits, and management time. With Tammina, you gain immediate access to experienced insurance professionals trained on day one, combined with the agility to scale capacity up during peak renewal seasons without taking on long-term fixed liabilities.
Agencies and brokerages that partner with Tammina typically see operational cost reductions of 30% to 40% compared to local hiring, while simultaneously accelerating processing cycle times and liberating producers and account managers to focus exclusively on client retention and growth.